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	<title>Info about Home Mortgage, Mortgage Refinance, Bad Credit, Home Loan</title>
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	<description>Home Loan, Mortgage, Mortgage Refinance, Mortgage Rate, Bad Credit</description>
	<pubDate>Sun, 22 Nov 2009 23:09:22 +0000</pubDate>
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		<title>Curious Points - Interesting Facts</title>
		<link>http://www.vsemvsem.net/?p=513</link>
		<comments>http://www.vsemvsem.net/?p=513#comments</comments>
		<pubDate>Sun, 22 Nov 2009 23:04:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Investment Articles]]></category>

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		<description><![CDATA[Want a 17.5 year mortgage without big payments?
If you have a 30 year mortgage, make 1 extra payment a year. The closer you make this payment to your 1st payment anniversary the quicker it is paid off. Do this every year. Make sure your tell your lender to apply the full payment to the principle. [...]]]></description>
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		<title>Selling Investment Property can be Expensive</title>
		<link>http://www.vsemvsem.net/?p=515</link>
		<comments>http://www.vsemvsem.net/?p=515#comments</comments>
		<pubDate>Thu, 19 Nov 2009 23:08:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Investment Articles]]></category>

		<guid isPermaLink="false">http://www.vsemvsem.net/?p=515</guid>
		<description><![CDATA[Careful Planning and Perfect Timing
A tax free exchange is the perfect way to keep money invested in real estate while growing your bank account. You don&#8217;t have to pay Uncle Sam when you sell one property to move up in value. An exchange is the best way to keep all of your money invested. Tax [...]]]></description>
		<wfw:commentRss>http://www.vsemvsem.net/?feed=rss2&amp;p=515</wfw:commentRss>
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		<title>Second Mortgage</title>
		<link>http://www.vsemvsem.net/?p=507</link>
		<comments>http://www.vsemvsem.net/?p=507#comments</comments>
		<pubDate>Mon, 27 Apr 2009 17:52:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Second Mortgage]]></category>

		<guid isPermaLink="false">http://www.vsemvsem.net/?p=507</guid>
		<description><![CDATA[Home is the biggest asset that one has at his disposal. The greatest advantages of home ownership is that it acts as collateral for a sizeable loan.
A second mortgage is a loan made in addition to your first mortgage, and it&#8217;s based on the amount of equity you have built into your home. Many people [...]]]></description>
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		<title>Bad Credit</title>
		<link>http://www.vsemvsem.net/?p=509</link>
		<comments>http://www.vsemvsem.net/?p=509#comments</comments>
		<pubDate>Thu, 19 Mar 2009 17:52:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Bad credit remortgages]]></category>

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		<description><![CDATA[For people with bad credit, getting a mortgage refinance may be a challenge. But nowadays, there are many companies who are willing to provide this service to people with bad credit. Bad credit means that your financial status is blacklisted because of bankruptcy, late payments, unpaid bills etc.
When you begin looking for a mortgage lender, [...]]]></description>
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		<title>Mortgage Loan Rate</title>
		<link>http://www.vsemvsem.net/?p=501</link>
		<comments>http://www.vsemvsem.net/?p=501#comments</comments>
		<pubDate>Tue, 27 Jan 2009 21:38:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.vsemvsem.net/?p=501</guid>
		<description><![CDATA[Mortgages are basically classified into two types - the                    residential mortgage and commercial mortgage types. In                    defining [...]]]></description>
		<wfw:commentRss>http://www.vsemvsem.net/?feed=rss2&amp;p=501</wfw:commentRss>
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		<title>Mortgage Loan</title>
		<link>http://www.vsemvsem.net/?p=503</link>
		<comments>http://www.vsemvsem.net/?p=503#comments</comments>
		<pubDate>Mon, 26 Jan 2009 21:38:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Loan articles]]></category>

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		<description><![CDATA[The method of using a real or personal property as security usually for the payment of a debt is known as mortgage.  A loan taken on the basis of this mortgage is referred as mortgage loan. Mortgage loans are lower in risk compared to other kinds of traditional loans because of the associated value of [...]]]></description>
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		<title>Second Mortgages</title>
		<link>http://www.vsemvsem.net/?p=487</link>
		<comments>http://www.vsemvsem.net/?p=487#comments</comments>
		<pubDate>Thu, 13 Nov 2008 01:36:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Finance articles]]></category>

		<category><![CDATA[Second Mortgages]]></category>

		<guid isPermaLink="false">http://www.vsemvsem.net/?p=487</guid>
		<description><![CDATA[Second Mortgages can be used to avoid having to  pay PMI; by keeping your 1st Mortgage’s LTV under 80% and financing the balance  on a 2nd Mortgage. It can also be used to consolidate debt with out having to  refinance the 1st Mortgage or as a Line of Credit for potential future [...]]]></description>
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		<title>Adjustable Rate Loans</title>
		<link>http://www.vsemvsem.net/?p=485</link>
		<comments>http://www.vsemvsem.net/?p=485#comments</comments>
		<pubDate>Wed, 12 Nov 2008 01:35:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Adjustable Rate Loans]]></category>

		<guid isPermaLink="false">http://www.vsemvsem.net/?p=485</guid>
		<description><![CDATA[Adjustable rates are rates that change at pre-specified points based on changes in the market index. Adjustable rates are scary to some people mostly because they don’t understand them. An adjustable rate will have a fixed period and then change at a pre-specified point during the term of the loan. The shorter the fixed period [...]]]></description>
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		<title>Fixed Rate Loans</title>
		<link>http://www.vsemvsem.net/?p=483</link>
		<comments>http://www.vsemvsem.net/?p=483#comments</comments>
		<pubDate>Tue, 11 Nov 2008 01:33:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Fixed Rate Loans]]></category>

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		<description><![CDATA[A fixed interest rate loan is locked in before a closing and is set when the loan documents are signed. The interest rate on a fixed rate loan remains the same through the entire term of the loan and will not change when market indexes or other interest rates fluctuate. Fixed rate terms are generally [...]]]></description>
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		<title>Credit Scores Continued</title>
		<link>http://www.vsemvsem.net/?p=498</link>
		<comments>http://www.vsemvsem.net/?p=498#comments</comments>
		<pubDate>Mon, 10 Nov 2008 01:55:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Credit Score]]></category>

		<category><![CDATA[Credit Scores Continued]]></category>

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Length  of time since credit has been established: A brand new credit line (even with  zero balance) will negatively affect your score. Because of the short length of  time the account has been established, and the fact that a credit inquiry will  be reported when opening a new account, you should [...]]]></description>
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